Classic sweatshirts and polo-shirts combine to make versatile casual clothing options if your want to look good on a small income.

Worn alone a classic plain sweatshirt looks neutral and is good for almost all occasions, but you can team it with a bright T-shirt or a polo-shirt layered over the top for colder weather or to offer a contrasting appearance that is more casual.

Both polo shirts and sweatshirts can be worn with casual jackets which gives a sporty appearance or with jeans or shorts to offer a more relaxed impression. A sweatshirt is also a great accessory to tie around your shoulders or waist if you feel the weather might change and you don’t want to carry a jacket.

For men, it’s easy to choose two colours around which to base your wardrobe, such as blue and beige or black and white meaning that you can combine a white zipped hoodie with black trousers, jeans, shorts and chinos to give a range of clothing choices from semi-formal to totally casual. For women, more choice of colour is better, but picking a base colour such as navy blue around which to coordinate your clothing allows you to be sure that all your T-shirts, vests and camisoles work with all the clothing that you wear on your lower body. Smaller items, usually called clothing accessories, such as vests, belts and hats can be purchased in contrasting colours to offer variety.